I want to have the best Credit Score! This is what any customer wishes to have. A good credit score is important today than it was 10 years ago. With this three digit code, a Bank/NBFC can determine your credit…
How many of us think that “Credit Profile” and “Credit Score” is the same thing? Well, it isn’t. There are few similarities but these two terms are different. In this post we shall be explaining these two concepts and the…
For a middle class Indian, loans and investments are two words that are part of more than 60% of his life. While investments are limited and can be delayed, loans are taken up very early in life and we end…
Like Lord Ganesh, you can also learn how to manage all your personal finances and plan well for a better future. Following the simple things he did can help you save and earn a lot in order to give your…
Our elders always tell us to only fill how much your pockets can handle. Most of the times our parents ask us to justify our expenses and needs. As we begin earning, we tend to spend more. This goes to…
Using the debt facility from the Bank/NBFC today is very easy. Once you fulfill the eligibility criteria, the lender can provide you with a personal loan, car loan, business loan, home loan and a loan against property. You can also…
Gone were the days when some people defaulted on bank loans and got away with it by either hiding or running off the country. When a person defaults on a bank loan in today’s digital age, there is no hiding.…
Have you applied for a loan without understanding all the criteria set by the bank? Do you know how many documents are needed? And finally do you know how long would it take to get your application approved? These and…
You must always pay your dues on time! This and many other advices have been passed on by parents to children as they grow up. These advices are more clearly defined as common sense to improve your financial profile. One…
What is a Repo Rate: In simple terms, a repo rate is the rate at which the RBI (Reserve Bank of India) lends money to banks when they suffer from shortage of funds. Banks need to maintain a certain cash…
