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Explore our wide range of Personal Loan Options designed to fit your unique requirements.
Bharuch, Bharuch's oldest city, and second-oldest city of India was in ancient times dating back to the times of Pharaoh, a ship building centre and sea port, and a terminus for goods from the Spice Silk Trade. Nicknamed 'Peanut City', Bharuch also houses chemical plants, textile mills, long staple cotton mills, dairy product producers, etc. Bharuch's biggest liquid cargo terminal operates 50 km west of Bharuch, in Dahej. Videocon, BASF, Reliance, Safari Construction, and Welspun Maxsteel are some well-known multinationals located in the city.
Residing and employed in Bharuch, there may be times you need comprehensive financial assistance due to dwindling finances; you have Ruloans by your side. We have all the precise responses to dismiss your financial sufferings, whether crunch expenditure, an emergency medical expense, or a crisis related travel overhead. You can rely on Ruloans to free you from sufferings with a Personal Loan in Bharuch on stable and rational terms. We at RULOANS are here to guide you in your times of worry at no further cost.
Available as a loan that requires no collateral, you can avail a personal loan easily on the basis of your income. A personal loan has many end uses, some of which are listed below.
An emergency personal loan to finance sudden and unforeseen expenses
A personal travel loan that covers expenses while on vacation or a holiday
Meet marriage related expenses with a personal wedding loan for a special occasion
A personal home renovation loan to upgrade and improve your residence
The term Loan Eligibility in broad terms refers to your ability or capacity to avail a personal loan from a Bank or a NBFC. Lenders use Eligibility Criteria as a benchmark to decide the quantum of funds to be lent on the basis of your financial credentials such as your income, other obligations, additional source of income, etc., subject to your age, which decides your personal loan tenure. Income and age are not the only criteria for determining loan eligibility. Combinations of other factors such as your employment, your CIBIL score, etc., are also used to determine personal loan eligibility. Eligibility Criteria required are as listed below.
Your age becomes an important criterion as a measure of your ability to repay a Personal Loan. As a rule, you will not be denied a personal loan should you be a person aged between 21 to 60 years.
Should you be a salaried individual, you are eligible for a personal loan.
Your term or period of employment becomes a measure of your reliability to repay a loan in time. A Personal loan for salaried employees dictates that you must be working for an MNC, or a Private, or Public Limited Company, with a minimum work experience of 2 to 3 years.
The minimum salary or income required for a personal loan for eligibility differs from lender to lender. You as a salaried person should have a minimum salary of Rs. 15,000 per month.
Lenders assess your creditworthiness or ability to repay a personal loan by accessing your credit score, which derives from your credit history in your credit report. Your credit score affects the loan amount, period of credit, interest rate, and terms that you are offered. Your Credit Score (CIBIL) should be above 650.
We at Ruloans are committed to making your borrowing process smooth. Documents required for a personal loan are minimal. We request you to submit correct information and papers so that your personal loan application can be processed in the shortest possible time. Documents required are as listed below.
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Step 1
Online Application
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Step 2 : Apply
Click On Apply Now
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Step 3: Fill
Fill In Personal And Financial Details
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Step 4: Submit
Submit Application
Bank Name
Interest Rate
Processing Fees
HDFC Bank
10.35%
5899
ICICI Bank
10.35%
4999
Axis Bank
10.99%
0.75
Yes Bank
10.75%
4999
Kotak bank
10.99%
4999
Tata Capital
10.99%
0.75
IDFC bank
10.99%
1
Incred
16%
2
Fullerton
14%
1
ABFL
13%
1
Rufin
13.5%
5000
Hero
14%
1.50
Finnable
18%
1
Paysense
18%
1
Bajaj
13%
1
L&T
13%
2
SCB
10.75%
1
Bhandhan bank
13%
1
Most banks and lending institutions offer Personal Loan Interest Rates to a loan applicant after weighing factors such as his credit score, monthly income, occupation profile, etc. Hence, personal loan interest rates offered by as many lenders as possible, based on the credit scores and other aspects of your credit profile. Consider the following to avail a personal loan at the lowest interest rate available.